Call reports 2021
LATIMER STATE BANK — 2021
What LATIMER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 72,609,000 | 72,100,000 | 70,347,000 | 71,143,000 |
| Total loans | 12,669,000 | 11,847,000 | 12,073,000 | 11,770,000 |
| Allowance for loan losses | 320,000 | 319,000 | 316,000 | 308,000 |
| Securities available for sale | 19,940,000 | 19,923,000 | 19,965,000 | 19,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,325,000 | 57,810,000 | 56,030,000 | 57,007,000 |
| Interest-bearing deposits | 42,483,000 | 42,688,000 | 42,382,000 | 42,386,000 |
| Noninterest-bearing deposits | 15,842,000 | 15,122,000 | 13,648,000 | 14,621,000 |
| Equity capital | 14,222,000 | 14,233,000 | 14,263,000 | 14,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 520,000 | 759,000 | 993,000 |
| Interest expense | 49,000 | 96,000 | 146,000 | 192,000 |
| Net interest income | 210,000 | 424,000 | 613,000 | 801,000 |
| Noninterest income | 29,000 | 87,000 | 117,000 | 147,000 |
| Noninterest expense | 230,000 | 473,000 | 704,000 | 938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 38,000 | 26,000 | 10,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | 38,000 | 26,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,280,000 | 14,308,000 | 14,296,000 | 14,280,000 |
| Total capital | 14,582,000 | 14,600,000 | 14,588,000 | 14,571,000 |
| Risk-weighted assets | 24,144,000 | 23,400,000 | 23,362,000 | 23,267,000 |