Call reports 2020
LATIMER STATE BANK — 2020
What LATIMER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 71,301,000 | 71,444,000 | 69,405,000 | 70,991,000 |
| Total loans | 14,019,000 | 13,761,000 | 13,365,000 | 13,410,000 |
| Allowance for loan losses | 298,000 | 298,000 | 298,000 | 298,000 |
| Securities available for sale | 8,046,000 | 9,029,000 | 8,969,000 | 12,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,767,000 | 57,022,000 | 55,021,000 | 56,654,000 |
| Interest-bearing deposits | 40,775,000 | 40,291,000 | 40,149,000 | 41,792,000 |
| Noninterest-bearing deposits | 15,992,000 | 16,731,000 | 14,872,000 | 14,862,000 |
| Equity capital | 14,467,000 | 14,360,000 | 14,307,000 | 14,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 857,000 | 1,172,000 | 1,469,000 |
| Interest expense | 56,000 | 110,000 | 163,000 | 214,000 |
| Net interest income | 429,000 | 747,000 | 1,009,000 | 1,255,000 |
| Noninterest income | 33,000 | 73,000 | 105,000 | 117,000 |
| Noninterest expense | 269,000 | 526,000 | 759,000 | 1,085,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 183,000 | 284,000 | 345,000 | 277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 284,000 | 345,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,415,000 | 14,328,000 | 14,338,000 | 14,270,000 |
| Total capital | 14,713,000 | 14,626,000 | 14,636,000 | 14,568,000 |
| Risk-weighted assets | 24,973,000 | 24,725,000 | 24,161,000 | 24,389,000 |