Call reports 2019
LATIMER STATE BANK — 2019
What LATIMER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 68,141,000 | 69,532,000 | 69,244,000 | 70,177,000 |
| Total loans | 14,098,000 | 14,642,000 | 14,751,000 | 14,611,000 |
| Allowance for loan losses | 223,000 | 246,000 | 276,000 | 293,000 |
| Securities available for sale | 8,930,000 | 8,985,000 | 7,977,000 | 8,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,905,000 | 55,263,000 | 54,938,000 | 55,807,000 |
| Interest-bearing deposits | 41,035,000 | 41,413,000 | 39,519,000 | 40,878,000 |
| Noninterest-bearing deposits | 12,870,000 | 13,850,000 | 15,419,000 | 14,929,000 |
| Equity capital | 14,169,000 | 14,193,000 | 14,242,000 | 14,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 984,000 | 1,494,000 | 1,980,000 |
| Interest expense | 50,000 | 102,000 | 158,000 | 214,000 |
| Net interest income | 422,000 | 882,000 | 1,336,000 | 1,766,000 |
| Noninterest income | 40,000 | 94,000 | 121,000 | 134,000 |
| Noninterest expense | 256,000 | 523,000 | 763,000 | 1,095,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 176,000 | 393,000 | 604,000 | 695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 393,000 | 604,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,199,000 | 14,176,000 | 14,239,000 | 14,331,000 |
| Total capital | 14,422,000 | 14,422,000 | 14,515,000 | 14,624,000 |
| Risk-weighted assets | 24,401,000 | 25,144,000 | 25,076,000 | 25,214,000 |