Call reports 2018
LATIMER STATE BANK — 2018
What LATIMER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 71,412,000 | 69,392,000 | 67,393,000 | 68,915,000 |
| Total loans | 14,614,000 | 14,763,000 | 14,399,000 | 14,333,000 |
| Allowance for loan losses | 150,000 | 181,000 | 186,000 | 204,000 |
| Securities available for sale | 8,418,000 | 7,917,000 | 6,913,000 | 6,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,500,000 | 55,446,000 | 53,396,000 | 54,816,000 |
| Interest-bearing deposits | 44,257,000 | 42,043,000 | 41,003,000 | 41,652,000 |
| Noninterest-bearing deposits | 13,243,000 | 13,403,000 | 12,393,000 | 13,164,000 |
| Equity capital | 13,869,000 | 13,892,000 | 13,946,000 | 14,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 851,000 | 1,293,000 | 1,815,000 |
| Interest expense | 49,000 | 98,000 | 146,000 | 194,000 |
| Net interest income | 373,000 | 753,000 | 1,147,000 | 1,621,000 |
| Noninterest income | 29,000 | 51,000 | 91,000 | 114,000 |
| Noninterest expense | 247,000 | 489,000 | 721,000 | 1,115,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 135,000 | 265,000 | 437,000 | 510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 265,000 | 437,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,950,000 | 13,974,000 | 14,031,000 | 14,104,000 |
| Total capital | 14,100,000 | 14,155,000 | 14,217,000 | 14,308,000 |
| Risk-weighted assets | 25,109,000 | 24,961,000 | 24,326,000 | 24,468,000 |