Call reports 2016
LATIMER STATE BANK — 2016
What LATIMER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,855,000 | 79,512,000 | 72,345,000 | 74,296,000 |
| Total loans | 14,664,000 | 14,124,000 | 14,701,000 | 14,639,000 |
| Allowance for loan losses | 160,000 | 144,000 | 138,000 | 107,000 |
| Securities available for sale | 12,753,000 | 10,752,000 | 10,749,000 | 9,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,069,000 | 65,725,000 | 58,519,000 | 60,487,000 |
| Interest-bearing deposits | 49,531,000 | 46,873,000 | 44,888,000 | 47,403,000 |
| Noninterest-bearing deposits | 15,538,000 | 18,852,000 | 13,631,000 | 13,084,000 |
| Equity capital | 13,739,000 | 13,742,000 | 13,783,000 | 13,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 848,000 | 1,260,000 | 1,647,000 |
| Interest expense | 48,000 | 94,000 | 141,000 | 185,000 |
| Net interest income | 388,000 | 754,000 | 1,119,000 | 1,462,000 |
| Noninterest income | 11,000 | 57,000 | 94,000 | 123,000 |
| Noninterest expense | 275,000 | 534,000 | 781,000 | 1,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 277,000 | 432,000 | 418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 277,000 | 432,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,739,000 | 13,742,000 | 13,783,000 | 13,769,000 |
| Total capital | 13,899,000 | 13,886,000 | 13,921,000 | 13,876,000 |
| Risk-weighted assets | 42,619,000 | 43,846,000 | 41,685,000 | 42,812,000 |