Call reports 2015
LATIMER STATE BANK — 2015
What LATIMER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 88,877,000 | 90,193,000 | 78,620,000 | 78,521,000 |
| Total loans | 16,127,000 | 15,726,000 | 15,546,000 | 14,845,000 |
| Allowance for loan losses | 189,000 | 183,000 | 173,000 | 167,000 |
| Securities available for sale | 15,727,000 | 14,731,000 | 11,749,000 | 12,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,248,000 | 76,549,000 | 64,940,000 | 64,793,000 |
| Interest-bearing deposits | 51,338,000 | 52,404,000 | 48,701,000 | 49,742,000 |
| Noninterest-bearing deposits | 23,910,000 | 24,145,000 | 16,239,000 | 15,051,000 |
| Equity capital | 13,580,000 | 13,589,000 | 13,638,000 | 13,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 419,000 | 821,000 | 1,272,000 | 1,678,000 |
| Interest expense | 56,000 | 111,000 | 164,000 | 213,000 |
| Net interest income | 363,000 | 710,000 | 1,108,000 | 1,465,000 |
| Noninterest income | 30,000 | 78,000 | 127,000 | 176,000 |
| Noninterest expense | 261,000 | 501,000 | 785,000 | 1,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 287,000 | 450,000 | 498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 287,000 | 450,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,582,000 | 13,589,000 | 13,638,000 | 13,685,000 |
| Total capital | 12,720,000 | 13,772,000 | 13,811,000 | 13,852,000 |
| Risk-weighted assets | 11,024,000 | 38,686,000 | 41,974,000 | 41,004,000 |