Call reports 2014
LATIMER STATE BANK — 2014
What LATIMER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 79,868,000 | 78,898,000 | 80,970,000 | 81,442,000 |
| Total loans | 18,274,000 | 17,900,000 | 17,182,000 | 16,610,000 |
| Allowance for loan losses | 259,000 | 244,000 | 231,000 | 214,000 |
| Securities available for sale | 17,646,000 | 16,607,000 | 16,460,000 | 14,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,527,000 | 65,501,000 | 67,490,000 | 67,909,000 |
| Interest-bearing deposits | 51,883,000 | 51,264,000 | 50,228,000 | 50,067,000 |
| Noninterest-bearing deposits | 14,644,000 | 14,237,000 | 17,262,000 | 17,842,000 |
| Equity capital | 13,282,000 | 13,331,000 | 13,422,000 | 13,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 911,000 | 1,366,000 | 1,785,000 |
| Interest expense | 70,000 | 139,000 | 204,000 | 264,000 |
| Net interest income | 400,000 | 772,000 | 1,162,000 | 1,521,000 |
| Noninterest income | 55,000 | 106,000 | 167,000 | 237,000 |
| Noninterest expense | 285,000 | 550,000 | 797,000 | 1,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 328,000 | 532,000 | 600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 328,000 | 532,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,463,000 | 13,427,000 | 13,492,000 | 13,561,000 |
| Total capital | 13,722,000 | 13,671,000 | 13,723,000 | 13,775,000 |
| Risk-weighted assets | 46,093,000 | 47,130,000 | 46,721,000 | 48,950,000 |