Call reports 2013
LATIMER STATE BANK — 2013
What LATIMER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,234,000 | 78,517,000 | 77,465,000 | 77,109,000 |
| Total loans | 19,295,000 | 19,435,000 | 19,073,000 | 18,837,000 |
| Allowance for loan losses | 271,000 | 267,000 | 275,000 | 268,000 |
| Securities available for sale | 17,830,000 | 18,518,000 | 18,511,000 | 17,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,843,000 | 65,394,000 | 64,416,000 | 63,870,000 |
| Interest-bearing deposits | 52,633,000 | 51,920,000 | 49,663,000 | 49,461,000 |
| Noninterest-bearing deposits | 12,210,000 | 13,474,000 | 14,753,000 | 14,409,000 |
| Equity capital | 13,325,000 | 13,047,000 | 12,982,000 | 13,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 899,000 | 1,379,000 | 1,855,000 |
| Interest expense | 75,000 | 150,000 | 221,000 | 291,000 |
| Net interest income | 400,000 | 749,000 | 1,158,000 | 1,564,000 |
| Noninterest income | 62,000 | 133,000 | 165,000 | 239,000 |
| Noninterest expense | 272,000 | 574,000 | 811,000 | 1,176,000 |
| Provision for loan losses | 0 | 30,000 | 45,000 | 45,000 |
| Pretax income | 190,000 | 278,000 | 467,000 | 582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 278,000 | 467,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,308,000 | 13,231,000 | 13,311,000 | 13,426,000 |
| Total capital | 13,579,000 | 13,498,000 | 13,586,000 | 13,694,000 |
| Risk-weighted assets | 39,281,000 | 41,733,000 | 43,014,000 | 47,066,000 |