Call reports 2012
LATIMER STATE BANK — 2012
What LATIMER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,091,000 | 78,767,000 | 75,748,000 | 75,589,000 |
| Total loans | 19,897,000 | 20,297,000 | 19,940,000 | 18,963,000 |
| Allowance for loan losses | 328,000 | 321,000 | 308,000 | 303,000 |
| Securities available for sale | 16,043,000 | 15,110,000 | 14,100,000 | 13,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,749,000 | 65,511,000 | 62,491,000 | 62,290,000 |
| Interest-bearing deposits | 54,342,000 | 54,104,000 | 51,724,000 | 51,790,000 |
| Noninterest-bearing deposits | 12,407,000 | 11,407,000 | 10,767,000 | 10,500,000 |
| Equity capital | 13,256,000 | 13,163,000 | 13,190,000 | 13,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,095,000 | 1,616,000 | 2,110,000 |
| Interest expense | 107,000 | 207,000 | 303,000 | 390,000 |
| Net interest income | 454,000 | 888,000 | 1,313,000 | 1,720,000 |
| Noninterest income | 54,000 | 116,000 | 162,000 | 207,000 |
| Noninterest expense | 264,000 | 537,000 | 817,000 | 1,172,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 224,000 | 447,000 | 638,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 447,000 | 638,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,132,000 | 13,083,000 | 13,127,000 | 13,225,000 |
| Total capital | 13,460,000 | 13,404,000 | 13,435,000 | 13,528,000 |
| Risk-weighted assets | 31,321,000 | 33,295,000 | 34,659,000 | 37,595,000 |