Call reports 2011
LATIMER STATE BANK — 2011
What LATIMER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 79,509,000 | 78,830,000 | 76,350,000 | 75,999,000 |
| Total loans | 23,686,000 | 25,296,000 | 24,784,000 | 22,502,000 |
| Allowance for loan losses | 375,000 | 366,000 | 371,000 | 325,000 |
| Securities available for sale | 18,634,000 | 19,172,000 | 17,644,000 | 16,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,313,000 | 65,629,000 | 63,132,000 | 62,669,000 |
| Interest-bearing deposits | 54,719,000 | 55,193,000 | 53,695,000 | 52,692,000 |
| Noninterest-bearing deposits | 11,594,000 | 10,436,000 | 9,437,000 | 9,977,000 |
| Equity capital | 13,093,000 | 13,102,000 | 13,126,000 | 13,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,215,000 | 1,867,000 | 2,460,000 |
| Interest expense | 148,000 | 286,000 | 418,000 | 528,000 |
| Net interest income | 461,000 | 929,000 | 1,449,000 | 1,932,000 |
| Noninterest income | 60,000 | 121,000 | 148,000 | 204,000 |
| Noninterest expense | 302,000 | 608,000 | 925,000 | 1,286,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 219,000 | 442,000 | 662,000 | 840,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 442,000 | 662,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,878,000 | 12,853,000 | 12,903,000 | 13,082,000 |
| Total capital | 13,253,000 | 13,219,000 | 13,274,000 | 13,407,000 |
| Risk-weighted assets | 33,443,000 | 37,798,000 | 32,153,000 | 31,307,000 |