Call reports 2010
LATIMER STATE BANK — 2010
What LATIMER STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,552,000 | 75,519,000 | 73,728,000 | 76,911,000 |
| Total loans | 23,675,000 | 24,433,000 | 24,121,000 | 23,892,000 |
| Allowance for loan losses | 479,000 | 414,000 | 396,000 | 391,000 |
| Securities available for sale | 24,952,000 | 25,049,000 | 20,071,000 | 17,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,571,000 | 62,502,000 | 60,659,000 | 63,758,000 |
| Interest-bearing deposits | 56,817,000 | 52,348,000 | 50,823,000 | 54,881,000 |
| Noninterest-bearing deposits | 10,754,000 | 10,154,000 | 9,836,000 | 8,877,000 |
| Equity capital | 12,874,000 | 12,912,000 | 12,970,000 | 13,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,453,000 | 2,125,000 | 2,781,000 |
| Interest expense | 172,000 | 338,000 | 498,000 | 651,000 |
| Net interest income | 558,000 | 1,115,000 | 1,627,000 | 2,130,000 |
| Noninterest income | 62,000 | 123,000 | 158,000 | 211,000 |
| Noninterest expense | 306,000 | 634,000 | 942,000 | 1,315,000 |
| Provision for loan losses | 30,000 | 52,000 | 72,000 | 82,000 |
| Pretax income | 284,000 | 552,000 | 771,000 | 944,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 552,000 | 771,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,660,000 | 12,613,000 | 12,647,000 | 12,821,000 |
| Total capital | 13,080,000 | 13,027,000 | 13,043,000 | 13,212,000 |
| Risk-weighted assets | 33,536,000 | 34,234,000 | 32,432,000 | 32,823,000 |