Call reports 2009
LATIMER STATE BANK — 2009
What LATIMER STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,771,000 | 76,678,000 | 73,806,000 | 76,518,000 |
| Total loans | 25,533,000 | 23,956,000 | 24,165,000 | 24,837,000 |
| Allowance for loan losses | 589,000 | 586,000 | 537,000 | 532,000 |
| Securities available for sale | 29,001,000 | 30,507,000 | 30,577,000 | 27,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,922,000 | 63,960,000 | 60,960,000 | 63,544,000 |
| Interest-bearing deposits | 55,191,000 | 53,398,000 | 50,863,000 | 53,450,000 |
| Noninterest-bearing deposits | 14,731,000 | 10,562,000 | 10,097,000 | 10,094,000 |
| Equity capital | 12,708,000 | 12,598,000 | 12,717,000 | 12,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,681,000 | 2,472,000 | 3,214,000 |
| Interest expense | 187,000 | 351,000 | 525,000 | 703,000 |
| Net interest income | 696,000 | 1,330,000 | 1,947,000 | 2,511,000 |
| Noninterest income | 69,000 | 135,000 | 191,000 | 261,000 |
| Noninterest expense | 337,000 | 654,000 | 1,002,000 | 1,415,000 |
| Provision for loan losses | 45,000 | 67,000 | 87,000 | 107,000 |
| Pretax income | 383,000 | 744,000 | 1,049,000 | 1,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 744,000 | 1,049,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,387,000 | 12,299,000 | 12,363,000 | 12,565,000 |
| Total capital | 12,818,000 | 12,679,000 | 12,743,000 | 12,989,000 |
| Risk-weighted assets | 34,336,000 | 30,214,000 | 30,228,000 | 33,806,000 |