Call reports 2008
LATIMER STATE BANK — 2008
What LATIMER STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 78,874,000 | 76,488,000 | 75,594,000 | 77,983,000 |
| Total loans | 29,165,000 | 29,855,000 | 29,427,000 | 27,374,000 |
| Allowance for loan losses | 617,000 | 612,000 | 608,000 | 597,000 |
| Securities available for sale | 30,221,000 | 33,553,000 | 31,179,000 | 27,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,097,000 | 64,357,000 | 63,260,000 | 64,936,000 |
| Interest-bearing deposits | 54,228,000 | 52,899,000 | 52,424,000 | 53,443,000 |
| Noninterest-bearing deposits | 11,869,000 | 11,458,000 | 10,836,000 | 11,493,000 |
| Equity capital | 12,600,000 | 11,962,000 | 12,172,000 | 12,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,354,000 | 3,493,000 | 4,505,000 |
| Interest expense | 313,000 | 599,000 | 860,000 | 1,106,000 |
| Net interest income | 882,000 | 1,755,000 | 2,633,000 | 3,399,000 |
| Noninterest income | 95,000 | 189,000 | 283,000 | 386,000 |
| Noninterest expense | 309,000 | 642,000 | 994,000 | 1,419,000 |
| Provision for loan losses | 30,000 | 55,000 | 155,000 | 215,000 |
| Pretax income | 638,000 | 1,247,000 | 1,767,000 | 2,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 638,000 | 1,247,000 | 1,767,000 | 2,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,998,000 | 11,858,000 | 11,970,000 | 12,354,000 |
| Total capital | 12,445,000 | 12,309,000 | 12,411,000 | 12,778,000 |
| Risk-weighted assets | 35,585,000 | 35,985,000 | 35,100,000 | 33,822,000 |