Call reports 2007
LATIMER STATE BANK — 2007
What LATIMER STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 77,922,000 | 74,225,000 | 74,893,000 | 74,394,000 |
| Total loans | 28,131,000 | 29,233,000 | 28,826,000 | 29,558,000 |
| Allowance for loan losses | 601,000 | 606,000 | 582,000 | 593,000 |
| Securities available for sale | 28,494,000 | 32,493,000 | 30,830,000 | 31,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,541,000 | 63,121,000 | 63,320,000 | 62,151,000 |
| Interest-bearing deposits | 56,262,000 | 52,752,000 | 52,028,000 | 52,182,000 |
| Noninterest-bearing deposits | 10,279,000 | 10,369,000 | 11,292,000 | 9,969,000 |
| Equity capital | 11,144,000 | 10,920,000 | 11,387,000 | 12,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,458,000 | 3,673,000 | 4,873,000 |
| Interest expense | 292,000 | 589,000 | 884,000 | 1,186,000 |
| Net interest income | 933,000 | 1,869,000 | 2,789,000 | 3,687,000 |
| Noninterest income | 105,000 | 191,000 | 226,000 | 284,000 |
| Noninterest expense | 314,000 | 628,000 | 941,000 | 1,356,000 |
| Provision for loan losses | 60,000 | 70,000 | 100,000 | 150,000 |
| Pretax income | 664,000 | 1,362,000 | 1,974,000 | 2,465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 664,000 | 1,362,000 | 1,974,000 | 2,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,287,000 | 11,186,000 | 11,289,000 | 11,835,000 |
| Total capital | 11,717,000 | 11,644,000 | 11,732,000 | 12,428,000 |
| Risk-weighted assets | 34,269,000 | 36,528,000 | 35,318,000 | 53,783,000 |