Call reports 2006
LATIMER STATE BANK — 2006
What LATIMER STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 75,472,000 | 72,536,000 | 72,168,000 | 74,448,000 |
| Total loans | 25,679,000 | 27,253,000 | 28,005,000 | 28,095,000 |
| Allowance for loan losses | 580,000 | 572,000 | 601,000 | 606,000 |
| Securities available for sale | 32,583,000 | 31,681,000 | 30,960,000 | 28,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,310,000 | 62,585,000 | 61,813,000 | 63,401,000 |
| Interest-bearing deposits | 54,884,000 | 52,528,000 | 50,694,000 | 53,528,000 |
| Noninterest-bearing deposits | 10,426,000 | 10,057,000 | 11,119,000 | 9,873,000 |
| Equity capital | 10,014,000 | 9,740,000 | 10,185,000 | 10,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,206,000 | 3,309,000 | 4,412,000 |
| Interest expense | 217,000 | 454,000 | 704,000 | 958,000 |
| Net interest income | 893,000 | 1,752,000 | 2,605,000 | 3,454,000 |
| Noninterest income | 87,000 | 167,000 | 242,000 | 338,000 |
| Noninterest expense | 325,000 | 635,000 | 943,000 | 1,318,000 |
| Provision for loan losses | 10,000 | 20,000 | 50,000 | 90,000 |
| Pretax income | 645,000 | 1,264,000 | 1,854,000 | 2,384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 645,000 | 1,264,000 | 1,854,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,556,000 | 10,411,000 | 10,592,000 | 11,122,000 |
| Total capital | 10,972,000 | 10,835,000 | 11,028,000 | 11,587,000 |
| Risk-weighted assets | 33,149,000 | 33,831,000 | 34,757,000 | 37,085,000 |