Call reports 2005
LATIMER STATE BANK — 2005
What LATIMER STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,497,000 | 69,763,000 | 67,693,000 | 68,472,000 |
| Total loans | 25,421,000 | 25,946,000 | 25,786,000 | 26,269,000 |
| Allowance for loan losses | 537,000 | 578,000 | 591,000 | 596,000 |
| Securities available for sale | 28,882,000 | 31,451,000 | 32,054,000 | 30,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,063,000 | 60,307,000 | 58,108,000 | 58,524,000 |
| Interest-bearing deposits | 51,394,000 | 51,084,000 | 50,451,000 | 50,001,000 |
| Noninterest-bearing deposits | 9,669,000 | 9,223,000 | 7,657,000 | 8,523,000 |
| Equity capital | 9,341,000 | 9,361,000 | 9,488,000 | 9,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,779,000 | 2,745,000 | 3,695,000 |
| Interest expense | 134,000 | 285,000 | 447,000 | 620,000 |
| Net interest income | 733,000 | 1,494,000 | 2,298,000 | 3,075,000 |
| Noninterest income | 87,000 | 118,000 | 178,000 | 278,000 |
| Noninterest expense | 292,000 | 561,000 | 844,000 | 1,254,000 |
| Provision for loan losses | 40,000 | 90,000 | 120,000 | 140,000 |
| Pretax income | 488,000 | 961,000 | 1,512,000 | 1,959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 961,000 | 1,512,000 | 1,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,792,000 | 9,709,000 | 9,886,000 | 10,332,000 |
| Total capital | 10,184,000 | 10,110,000 | 10,276,000 | 10,729,000 |
| Risk-weighted assets | 31,266,000 | 31,915,000 | 31,006,000 | 31,927,000 |