Call reports 2004
LATIMER STATE BANK — 2004
What LATIMER STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 62,654,000 | 65,385,000 | 62,637,000 | 60,099,000 |
| Total loans | 24,222,000 | 24,317,000 | 24,718,000 | 25,044,000 |
| Allowance for loan losses | 606,000 | 554,000 | 552,000 | 561,000 |
| Securities available for sale | 24,926,000 | 30,007,000 | 29,843,000 | 27,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,676,000 | 56,143,000 | 53,297,000 | 50,575,000 |
| Interest-bearing deposits | 45,746,000 | 48,557,000 | 45,287,000 | 43,787,000 |
| Noninterest-bearing deposits | 6,930,000 | 7,586,000 | 8,010,000 | 6,788,000 |
| Equity capital | 9,880,000 | 9,145,000 | 9,248,000 | 9,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,635,000 | 2,456,000 | 3,271,000 |
| Interest expense | 128,000 | 257,000 | 382,000 | 501,000 |
| Net interest income | 692,000 | 1,378,000 | 2,074,000 | 2,770,000 |
| Noninterest income | 68,000 | 141,000 | 225,000 | 294,000 |
| Noninterest expense | 262,000 | 545,000 | 813,000 | 1,146,000 |
| Provision for loan losses | 40,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 458,000 | 914,000 | 1,396,000 | 1,768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 914,000 | 1,396,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,618,000 | 9,535,000 | 9,301,000 | 9,672,000 |
| Total capital | 10,001,000 | 9,901,000 | 9,662,000 | 10,029,000 |
| Risk-weighted assets | 30,431,000 | 29,089,000 | 28,697,000 | 28,414,000 |