Call reports 2003
LATIMER STATE BANK — 2003
What LATIMER STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,577,000 | 61,539,000 | 59,652,000 | 59,413,000 |
| Total loans | 25,901,000 | 25,876,000 | 25,219,000 | 25,132,000 |
| Allowance for loan losses | 634,000 | 669,000 | 634,000 | 608,000 |
| Securities available for sale | 23,269,000 | 24,726,000 | 27,522,000 | 24,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,954,000 | 51,953,000 | 50,208,000 | 49,644,000 |
| Interest-bearing deposits | 46,014,000 | 45,963,000 | 44,101,000 | 42,874,000 |
| Noninterest-bearing deposits | 5,940,000 | 5,990,000 | 6,107,000 | 6,770,000 |
| Equity capital | 9,482,000 | 9,453,000 | 9,327,000 | 9,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,846,000 | 2,723,000 | 3,563,000 |
| Interest expense | 224,000 | 425,000 | 578,000 | 711,000 |
| Net interest income | 709,000 | 1,421,000 | 2,145,000 | 2,852,000 |
| Noninterest income | 44,000 | 112,000 | 186,000 | 304,000 |
| Noninterest expense | 261,000 | 514,000 | 774,000 | 1,181,000 |
| Provision for loan losses | 75,000 | 145,000 | 220,000 | 220,000 |
| Pretax income | 417,000 | 874,000 | 1,337,000 | 1,755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 417,000 | 874,000 | 1,337,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,054,000 | 8,990,000 | 9,142,000 | 9,560,000 |
| Total capital | 9,431,000 | 9,362,000 | 9,503,000 | 9,933,000 |
| Risk-weighted assets | 29,743,000 | 29,469,000 | 28,640,000 | 29,632,000 |