Call reports 2002
LATIMER STATE BANK — 2002
What LATIMER STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,315,000 | 60,274,000 | 55,283,000 | 57,862,000 |
| Total loans | 26,842,000 | 27,363,000 | 26,664,000 | 27,448,000 |
| Allowance for loan losses | 570,000 | 620,000 | 613,000 | 605,000 |
| Securities available for sale | 22,702,000 | 24,322,000 | 22,925,000 | 22,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,325,000 | 51,218,000 | 45,979,000 | 48,219,000 |
| Interest-bearing deposits | 43,640,000 | 45,425,000 | 40,307,000 | 38,665,000 |
| Noninterest-bearing deposits | 5,685,000 | 5,793,000 | 5,672,000 | 9,554,000 |
| Equity capital | 8,797,000 | 8,885,000 | 9,154,000 | 9,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 2,002,000 | 3,023,000 | 4,001,000 |
| Interest expense | 280,000 | 543,000 | 794,000 | 1,021,000 |
| Net interest income | 701,000 | 1,459,000 | 2,229,000 | 2,980,000 |
| Noninterest income | 77,000 | 148,000 | 204,000 | 282,000 |
| Noninterest expense | 236,000 | 492,000 | 748,000 | 1,080,000 |
| Provision for loan losses | 60,000 | 145,000 | 190,000 | 260,000 |
| Pretax income | 482,000 | 970,000 | 1,495,000 | 1,922,000 |
| Income tax | -18,000 | -18,000 | -18,000 | -18,000 |
| Net income | 500,000 | 988,000 | 1,513,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,554,000 | 8,448,000 | 8,613,000 | 9,039,000 |
| Total capital | 8,937,000 | 8,832,000 | 8,987,000 | 9,431,000 |
| Risk-weighted assets | 30,302,000 | 30,485,000 | 29,554,000 | 31,163,000 |