Call reports 2001
LATIMER STATE BANK — 2001
What LATIMER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,380,000 | 55,476,000 | 56,385,000 | 54,112,000 |
| Total loans | 27,086,000 | 27,054,000 | 26,440,000 | 26,135,000 |
| Allowance for loan losses | 536,000 | 575,000 | 598,000 | 515,000 |
| Securities available for sale | 18,293,000 | 21,210,000 | 21,894,000 | 21,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,649,000 | 47,052,000 | 47,660,000 | 45,038,000 |
| Interest-bearing deposits | 38,616,000 | 40,268,000 | 39,914,000 | 38,925,000 |
| Noninterest-bearing deposits | 6,033,000 | 6,784,000 | 7,746,000 | 6,113,000 |
| Equity capital | 8,479,000 | 8,178,000 | 8,500,000 | 8,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,118,000 | 3,178,000 | 4,181,000 |
| Interest expense | 414,000 | 820,000 | 1,196,000 | 1,503,000 |
| Net interest income | 630,000 | 1,298,000 | 1,982,000 | 2,678,000 |
| Noninterest income | 88,000 | 160,000 | 230,000 | 312,000 |
| Noninterest expense | 270,000 | 522,000 | 760,000 | 1,073,000 |
| Provision for loan losses | 45,000 | 120,000 | 120,000 | 160,000 |
| Pretax income | 403,000 | 816,000 | 1,332,000 | 1,757,000 |
| Income tax | -11,000 | -11,000 | -11,000 | -11,000 |
| Net income | 414,000 | 827,000 | 1,343,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,219,000 | 7,878,000 | 8,022,000 | 8,448,000 |
| Total capital | 8,549,000 | 8,248,000 | 8,399,000 | 8,807,000 |
| Risk-weighted assets | 26,196,000 | 29,451,000 | 29,985,000 | 28,448,000 |