Call reports 2024
FIRST STATE BANK AND TRUST — 2024
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 460,393,000 | 474,333,000 | 467,179,000 | 471,565,000 |
| Total loans | 327,879,000 | 331,062,000 | 336,987,000 | 340,813,000 |
| Allowance for loan losses | 3,453,000 | 3,530,000 | 3,780,000 | 4,192,000 |
| Securities available for sale | 90,143,000 | 97,120,000 | 98,446,000 | 98,339,000 |
| Securities held to maturity | 2,288,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,404,000 | 421,390,000 | 411,355,000 | 406,353,000 |
| Interest-bearing deposits | 307,049,000 | 311,102,000 | 304,805,000 | 302,702,000 |
| Noninterest-bearing deposits | 105,355,000 | 110,288,000 | 106,550,000 | 103,651,000 |
| Equity capital | 35,434,000 | 36,372,000 | 38,100,000 | 36,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,322,000 | 10,933,000 | 16,818,000 | 22,921,000 |
| Interest expense | 1,554,000 | 3,145,000 | 4,818,000 | 6,370,000 |
| Net interest income | 3,768,000 | 7,788,000 | 12,000,000 | 16,551,000 |
| Noninterest income | 1,003,000 | 2,255,000 | 3,526,000 | 4,620,000 |
| Noninterest expense | 3,851,000 | 7,757,000 | 11,689,000 | 15,704,000 |
| Provision for loan losses | 140,000 | 215,000 | 464,000 | 859,000 |
| Pretax income | 780,000 | 2,076,000 | 3,140,000 | 4,295,000 |
| Income tax | 146,000 | 419,000 | 637,000 | 864,000 |
| Net income | 634,000 | 1,657,000 | 2,503,000 | 3,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,256,000 | 39,004,000 | 39,101,000 | 39,652,000 |
| Total capital | 41,771,000 | 42,604,000 | 42,971,000 | 44,014,000 |
| Risk-weighted assets | 347,699,000 | 354,467,000 | 365,603,000 | 376,105,000 |