Call reports 2023
FIRST STATE BANK AND TRUST — 2023
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 444,190,000 | 453,644,000 | 446,455,000 | 449,909,000 |
| Total loans | 302,593,000 | 312,028,000 | 320,950,000 | 324,372,000 |
| Allowance for loan losses | 3,180,000 | 3,261,000 | 3,321,000 | 3,411,000 |
| Securities available for sale | 102,124,000 | 93,312,000 | 90,683,000 | 90,570,000 |
| Securities held to maturity | 2,230,000 | 2,244,000 | 2,259,000 | 2,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,491,000 | 410,910,000 | 395,814,000 | 392,166,000 |
| Interest-bearing deposits | 293,738,000 | 299,418,000 | 287,487,000 | 291,029,000 |
| Noninterest-bearing deposits | 108,753,000 | 111,492,000 | 108,327,000 | 101,137,000 |
| Equity capital | 32,883,000 | 32,817,000 | 31,851,000 | 35,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,294,000 | 8,867,000 | 13,832,000 | 19,019,000 |
| Interest expense | 952,000 | 2,086,000 | 3,369,000 | 4,723,000 |
| Net interest income | 3,342,000 | 6,781,000 | 10,463,000 | 14,296,000 |
| Noninterest income | 951,000 | 2,000,000 | 3,187,000 | 4,449,000 |
| Noninterest expense | 3,541,000 | 7,125,000 | 10,875,000 | 14,636,000 |
| Provision for loan losses | 75,000 | 150,000 | 269,000 | 357,000 |
| Pretax income | 663,000 | 1,492,000 | 2,492,000 | 3,738,000 |
| Income tax | 118,000 | 276,000 | 478,000 | 737,000 |
| Net income | 545,000 | 1,216,000 | 2,014,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,016,000 | 36,338,000 | 36,885,000 | 37,622,000 |
| Total capital | 39,196,000 | 39,599,000 | 40,206,000 | 41,033,000 |
| Risk-weighted assets | 323,465,000 | 335,230,000 | 339,866,000 | 343,909,000 |