Call reports 2022
FIRST STATE BANK AND TRUST — 2022
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 429,451,000 | 435,914,000 | 436,867,000 | 432,399,000 |
| Total loans | 275,928,000 | 294,893,000 | 294,912,000 | 300,062,000 |
| Allowance for loan losses | 2,769,000 | 2,930,000 | 3,006,000 | 3,101,000 |
| Securities available for sale | 75,902,000 | 84,255,000 | 87,794,000 | 102,916,000 |
| Securities held to maturity | 0 | 300,000 | 300,000 | 2,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,755,000 | 398,667,000 | 398,017,000 | 386,934,000 |
| Interest-bearing deposits | 284,183,000 | 288,236,000 | 283,626,000 | 279,316,000 |
| Noninterest-bearing deposits | 106,572,000 | 110,431,000 | 114,391,000 | 107,618,000 |
| Equity capital | 31,391,000 | 30,904,000 | 29,874,000 | 31,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,123,000 | 6,488,000 | 10,299,000 | 14,523,000 |
| Interest expense | 210,000 | 472,000 | 867,000 | 1,508,000 |
| Net interest income | 2,913,000 | 6,016,000 | 9,432,000 | 13,015,000 |
| Noninterest income | 996,000 | 2,530,000 | 4,050,000 | 5,031,000 |
| Noninterest expense | 3,418,000 | 6,814,000 | 10,380,000 | 13,881,000 |
| Provision for loan losses | 23,000 | 179,000 | 252,000 | 346,000 |
| Pretax income | 468,000 | 1,553,000 | 2,850,000 | 3,819,000 |
| Income tax | 77,000 | 301,000 | 573,000 | 767,000 |
| Net income | 391,000 | 1,252,000 | 2,277,000 | 3,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,164,000 | 34,024,000 | 35,050,000 | 35,821,000 |
| Total capital | 35,933,000 | 36,954,000 | 38,056,000 | 38,922,000 |
| Risk-weighted assets | 285,994,000 | 320,161,000 | 311,007,000 | 319,209,000 |