Call reports 2021
FIRST STATE BANK AND TRUST — 2021
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 400,786,000 | 406,657,000 | 404,498,000 | 413,489,000 |
| Total loans | 232,586,000 | 240,347,000 | 270,343,000 | 268,222,000 |
| Allowance for loan losses | 2,954,000 | 2,969,000 | 2,966,000 | 2,682,000 |
| Securities available for sale | 66,390,000 | 76,737,000 | 72,739,000 | 72,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,965,000 | 366,718,000 | 365,034,000 | 373,147,000 |
| Interest-bearing deposits | 259,439,000 | 264,943,000 | 260,793,000 | 269,547,000 |
| Noninterest-bearing deposits | 101,526,000 | 101,775,000 | 104,241,000 | 103,600,000 |
| Equity capital | 32,072,000 | 32,817,000 | 33,313,000 | 33,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,856,000 | 6,810,000 | 9,796,000 | 12,900,000 |
| Interest expense | 218,000 | 429,000 | 638,000 | 845,000 |
| Net interest income | 2,638,000 | 6,381,000 | 9,158,000 | 12,055,000 |
| Noninterest income | 2,063,000 | 2,353,000 | 3,621,000 | 4,992,000 |
| Noninterest expense | 3,150,000 | 6,308,000 | 9,605,000 | 13,105,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 89,000 |
| Pretax income | 1,735,000 | 2,610,000 | 3,349,000 | 4,037,000 |
| Income tax | 379,000 | 554,000 | 698,000 | 828,000 |
| Net income | 1,356,000 | 2,056,000 | 2,651,000 | 3,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,919,000 | 31,619,000 | 32,214,000 | 32,772,000 |
| Total capital | 33,813,000 | 34,588,000 | 35,180,000 | 35,454,000 |
| Risk-weighted assets | 231,517,000 | 240,692,000 | 276,288,000 | 274,516,000 |