Call reports 2020
FIRST STATE BANK AND TRUST — 2020
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 318,069,000 | 355,983,000 | 354,893,000 | 364,586,000 |
| Total loans | 216,145,000 | 232,055,000 | 227,583,000 | 229,250,000 |
| Allowance for loan losses | 2,919,000 | 2,919,000 | 2,928,000 | 2,938,000 |
| Securities available for sale | 68,535,000 | 66,763,000 | 72,526,000 | 69,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,548,000 | 317,942,000 | 315,083,000 | 326,214,000 |
| Interest-bearing deposits | 216,904,000 | 230,764,000 | 226,852,000 | 237,412,000 |
| Noninterest-bearing deposits | 65,644,000 | 87,178,000 | 88,231,000 | 88,802,000 |
| Equity capital | 26,991,000 | 28,807,000 | 30,163,000 | 30,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,875,000 | 9,907,000 | 12,850,000 |
| Interest expense | 359,000 | 621,000 | 868,000 | 1,105,000 |
| Net interest income | 2,750,000 | 6,254,000 | 9,039,000 | 11,745,000 |
| Noninterest income | 1,008,000 | 2,316,000 | 3,870,000 | 4,981,000 |
| Noninterest expense | 3,135,000 | 6,152,000 | 8,968,000 | 12,115,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 669,000 | 2,784,000 | 4,343,000 | 5,121,000 |
| Income tax | 135,000 | 613,000 | 950,000 | 1,097,000 |
| Net income | 534,000 | 2,171,000 | 3,393,000 | 4,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,677,000 | 27,410,000 | 28,385,000 | 29,016,000 |
| Total capital | 28,482,000 | 30,286,000 | 31,184,000 | 31,876,000 |
| Risk-weighted assets | 224,332,000 | 230,059,000 | 223,623,000 | 228,774,000 |