Call reports 2019
FIRST STATE BANK AND TRUST — 2019
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 293,476,000 | 297,316,000 | 299,556,000 | 296,395,000 |
| Total loans | 195,126,000 | 203,671,000 | 210,954,000 | 209,725,000 |
| Allowance for loan losses | 2,937,000 | 2,947,000 | 2,923,000 | 2,927,000 |
| Securities available for sale | 54,709,000 | 57,005,000 | 58,293,000 | 58,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,922,000 | 269,063,000 | 267,634,000 | 265,183,000 |
| Interest-bearing deposits | 205,182,000 | 205,481,000 | 204,724,000 | 203,806,000 |
| Noninterest-bearing deposits | 60,740,000 | 63,582,000 | 62,910,000 | 61,377,000 |
| Equity capital | 24,694,000 | 25,400,000 | 25,813,000 | 26,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,914,000 | 5,960,000 | 9,129,000 | 12,251,000 |
| Interest expense | 319,000 | 664,000 | 1,017,000 | 1,357,000 |
| Net interest income | 2,595,000 | 5,296,000 | 8,112,000 | 10,894,000 |
| Noninterest income | 858,000 | 1,808,000 | 2,696,000 | 3,678,000 |
| Noninterest expense | 2,894,000 | 5,799,000 | 8,817,000 | 11,698,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 7,000 |
| Pretax income | 559,000 | 1,298,000 | 1,984,000 | 2,867,000 |
| Income tax | 112,000 | 267,000 | 407,000 | 594,000 |
| Net income | 447,000 | 1,031,000 | 1,577,000 | 2,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,062,000 | 24,426,000 | 24,787,000 | 25,296,000 |
| Total capital | 26,597,000 | 27,066,000 | 27,510,000 | 28,013,000 |
| Risk-weighted assets | 202,427,000 | 210,968,000 | 217,696,000 | 217,167,000 |