Call reports 2018
FIRST STATE BANK AND TRUST — 2018
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 290,908,000 | 290,508,000 | 281,241,000 | 278,664,000 |
| Total loans | 200,369,000 | 195,260,000 | 194,748,000 | 195,840,000 |
| Allowance for loan losses | 2,953,000 | 2,961,000 | 2,957,000 | 2,945,000 |
| Securities available for sale | 44,585,000 | 51,901,000 | 50,619,000 | 50,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,725,000 | 262,175,000 | 254,564,000 | 251,312,000 |
| Interest-bearing deposits | 203,391,000 | 201,954,000 | 195,226,000 | 191,563,000 |
| Noninterest-bearing deposits | 59,334,000 | 60,221,000 | 59,338,000 | 59,749,000 |
| Equity capital | 23,598,000 | 23,806,000 | 23,736,000 | 24,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,724,000 | 5,568,000 | 8,479,000 | 11,436,000 |
| Interest expense | 235,000 | 512,000 | 805,000 | 1,102,000 |
| Net interest income | 2,489,000 | 5,056,000 | 7,674,000 | 10,334,000 |
| Noninterest income | 657,000 | 1,612,000 | 2,529,000 | 3,289,000 |
| Noninterest expense | 2,781,000 | 5,554,000 | 8,460,000 | 11,295,000 |
| Provision for loan losses | 4,000 | 4,000 | 8,000 | 10,000 |
| Pretax income | 361,000 | 1,110,000 | 1,735,000 | 2,318,000 |
| Income tax | 63,000 | 220,000 | 349,000 | 467,000 |
| Net income | 298,000 | 890,000 | 1,386,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,924,000 | 23,426,000 | 23,671,000 | 23,878,000 |
| Total capital | 25,547,000 | 25,966,000 | 26,249,000 | 26,465,000 |
| Risk-weighted assets | 209,534,000 | 202,811,000 | 205,890,000 | 206,665,000 |