Call reports 2016
FIRST STATE BANK AND TRUST — 2016
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 251,962,000 | 256,863,000 | 253,772,000 | 260,380,000 |
| Total loans | 176,500,000 | 181,544,000 | 176,689,000 | 179,361,000 |
| Allowance for loan losses | 2,863,000 | 2,887,000 | 2,899,000 | 2,933,000 |
| Securities available for sale | 37,950,000 | 37,748,000 | 37,155,000 | 41,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,804,000 | 230,302,000 | 226,016,000 | 232,845,000 |
| Interest-bearing deposits | 181,428,000 | 182,562,000 | 176,034,000 | 181,182,000 |
| Noninterest-bearing deposits | 44,376,000 | 47,740,000 | 49,982,000 | 51,663,000 |
| Equity capital | 23,839,000 | 24,328,000 | 24,240,000 | 23,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 4,772,000 | 7,157,000 | 9,555,000 |
| Interest expense | 156,000 | 309,000 | 465,000 | 621,000 |
| Net interest income | 2,220,000 | 4,463,000 | 6,692,000 | 8,934,000 |
| Noninterest income | 736,000 | 1,752,000 | 2,772,000 | 3,639,000 |
| Noninterest expense | 2,659,000 | 5,345,000 | 8,008,000 | 10,626,000 |
| Provision for loan losses | 6,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 301,000 | 867,000 | 1,507,000 | 1,998,000 |
| Income tax | 72,000 | 240,000 | 435,000 | 580,000 |
| Net income | 229,000 | 627,000 | 1,072,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,279,000 | 20,844,000 | 20,973,000 | 21,216,000 |
| Total capital | 22,580,000 | 23,195,000 | 23,246,000 | 23,543,000 |
| Risk-weighted assets | 182,280,000 | 186,374,000 | 180,124,000 | 184,519,000 |