Call reports 2015
FIRST STATE BANK AND TRUST — 2015
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 239,946,000 | 245,914,000 | 241,742,000 | 246,052,000 |
| Total loans | 167,232,000 | 170,897,000 | 173,397,000 | 175,214,000 |
| Allowance for loan losses | 2,927,000 | 2,900,000 | 2,908,000 | 2,830,000 |
| Securities available for sale | 28,939,000 | 32,595,000 | 33,690,000 | 35,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,513,000 | 220,334,000 | 215,985,000 | 220,239,000 |
| Interest-bearing deposits | 173,542,000 | 179,411,000 | 174,529,000 | 175,120,000 |
| Noninterest-bearing deposits | 40,971,000 | 40,923,000 | 41,456,000 | 45,119,000 |
| Equity capital | 23,262,000 | 23,247,000 | 23,345,000 | 23,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,559,000 | 6,913,000 | 9,288,000 |
| Interest expense | 159,000 | 316,000 | 470,000 | 621,000 |
| Net interest income | 2,099,000 | 4,243,000 | 6,443,000 | 8,667,000 |
| Noninterest income | 804,000 | 1,678,000 | 2,598,000 | 3,416,000 |
| Noninterest expense | 2,485,000 | 4,998,000 | 7,643,000 | 10,185,000 |
| Provision for loan losses | 4,000 | 9,000 | 11,000 | 17,000 |
| Pretax income | 414,000 | 914,000 | 1,387,000 | 1,881,000 |
| Income tax | 115,000 | 262,000 | 398,000 | 542,000 |
| Net income | 299,000 | 652,000 | 989,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,392,000 | 19,523,000 | 19,740,000 | 19,978,000 |
| Total capital | 23,608,000 | 21,769,000 | 21,999,000 | 22,264,000 |
| Risk-weighted assets | 176,621,000 | 179,031,000 | 178,055,000 | 180,451,000 |