Call reports 2014
FIRST STATE BANK AND TRUST — 2014
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 228,825,000 | 232,775,000 | 227,411,000 | 230,200,000 |
| Total loans | 153,375,000 | 159,519,000 | 158,329,000 | 167,667,000 |
| Allowance for loan losses | 2,975,000 | 2,970,000 | 2,903,000 | 2,876,000 |
| Securities available for sale | 36,269,000 | 36,049,000 | 30,255,000 | 29,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,176,000 | 206,779,000 | 201,288,000 | 202,212,000 |
| Interest-bearing deposits | 168,690,000 | 172,006,000 | 166,088,000 | 164,977,000 |
| Noninterest-bearing deposits | 34,486,000 | 34,773,000 | 35,200,000 | 37,235,000 |
| Equity capital | 22,347,000 | 22,911,000 | 22,968,000 | 22,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,348,000 | 6,569,000 | 8,787,000 |
| Interest expense | 195,000 | 386,000 | 569,000 | 743,000 |
| Net interest income | 1,963,000 | 3,962,000 | 6,000,000 | 8,044,000 |
| Noninterest income | 799,000 | 1,656,000 | 2,537,000 | 3,150,000 |
| Noninterest expense | 2,551,000 | 5,075,000 | 7,645,000 | 10,102,000 |
| Provision for loan losses | 6,000 | 7,000 | 11,000 | 18,000 |
| Pretax income | 205,000 | 536,000 | 967,000 | 1,160,000 |
| Income tax | 39,000 | 124,000 | 246,000 | 279,000 |
| Net income | 166,000 | 412,000 | 721,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,594,000 | 18,923,000 | 19,096,000 | 19,044,000 |
| Total capital | 20,620,000 | 21,030,000 | 21,162,000 | 21,196,000 |
| Risk-weighted assets | 161,143,000 | 167,703,000 | 164,458,000 | 171,426,000 |