Call reports 2013
FIRST STATE BANK AND TRUST — 2013
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 234,443,000 | 226,716,000 | 222,806,000 | 220,325,000 |
| Total loans | 136,631,000 | 145,880,000 | 146,112,000 | 150,871,000 |
| Allowance for loan losses | 3,297,000 | 3,214,000 | 3,218,000 | 2,950,000 |
| Securities available for sale | 29,838,000 | 29,389,000 | 30,860,000 | 30,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,167,000 | 203,708,000 | 197,356,000 | 194,776,000 |
| Interest-bearing deposits | 177,507,000 | 171,423,000 | 163,806,000 | 159,721,000 |
| Noninterest-bearing deposits | 33,660,000 | 32,285,000 | 33,550,000 | 35,055,000 |
| Equity capital | 20,733,000 | 20,152,000 | 21,670,000 | 22,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,312,000 | 6,481,000 | 8,703,000 |
| Interest expense | 284,000 | 547,000 | 790,000 | 1,009,000 |
| Net interest income | 1,826,000 | 3,765,000 | 5,691,000 | 7,694,000 |
| Noninterest income | 345,000 | 1,273,000 | 2,071,000 | 2,871,000 |
| Noninterest expense | 2,662,000 | 5,297,000 | 7,840,000 | 10,245,000 |
| Provision for loan losses | 13,000 | 13,000 | 23,000 | 23,000 |
| Pretax income | -504,000 | -272,000 | -101,000 | 297,000 |
| Income tax | -225,000 | -179,000 | -155,000 | -46,000 |
| Net income | -279,000 | -93,000 | 54,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,179,000 | 16,146,000 | 17,988,000 | 18,517,000 |
| Total capital | 18,064,000 | 18,106,000 | 19,928,000 | 20,525,000 |
| Risk-weighted assets | 149,382,000 | 155,574,000 | 153,956,000 | 159,692,000 |