Call reports 2012
FIRST STATE BANK AND TRUST — 2012
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 244,712,000 | 237,160,000 | 228,289,000 | 225,265,000 |
| Total loans | 153,393,000 | 150,681,000 | 143,687,000 | 140,512,000 |
| Allowance for loan losses | 4,041,000 | 3,929,000 | 3,465,000 | 3,363,000 |
| Securities available for sale | 28,712,000 | 31,846,000 | 29,568,000 | 29,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,350,000 | 210,589,000 | 205,364,000 | 203,000,000 |
| Interest-bearing deposits | 175,345,000 | 169,742,000 | 166,128,000 | 162,942,000 |
| Noninterest-bearing deposits | 39,005,000 | 40,847,000 | 39,236,000 | 40,058,000 |
| Equity capital | 21,535,000 | 21,996,000 | 21,217,000 | 20,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,577,000 | 5,014,000 | 7,367,000 | 9,574,000 |
| Interest expense | 535,000 | 969,000 | 1,358,000 | 1,685,000 |
| Net interest income | 2,042,000 | 4,045,000 | 6,009,000 | 7,889,000 |
| Noninterest income | 1,209,000 | 2,196,000 | 3,270,000 | 2,253,000 |
| Noninterest expense | 2,753,000 | 5,522,000 | 10,133,000 | 11,431,000 |
| Provision for loan losses | 165,000 | 165,000 | 175,000 | 186,000 |
| Pretax income | 661,000 | 882,000 | -694,000 | -1,140,000 |
| Income tax | 203,000 | 240,000 | -382,000 | -587,000 |
| Net income | 458,000 | 642,000 | -312,000 | -553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,271,000 | 18,664,000 | 17,239,000 | 16,782,000 |
| Total capital | 22,823,000 | 20,786,000 | 19,244,000 | 18,762,000 |
| Risk-weighted assets | 170,263,000 | 167,915,000 | 158,946,000 | 156,996,000 |