Call reports 2011
FIRST STATE BANK AND TRUST — 2011
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 253,499,000 | 239,401,000 | 237,208,000 | 232,769,000 |
| Total loans | 185,964,000 | 172,811,000 | 163,598,000 | 154,105,000 |
| Allowance for loan losses | 3,873,000 | 3,448,000 | 4,299,000 | 4,076,000 |
| Securities available for sale | 20,386,000 | 19,969,000 | 20,188,000 | 25,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,585,000 | 205,592,000 | 203,280,000 | 199,726,000 |
| Interest-bearing deposits | 179,579,000 | 177,220,000 | 169,609,000 | 165,564,000 |
| Noninterest-bearing deposits | 28,006,000 | 28,372,000 | 33,671,000 | 34,162,000 |
| Equity capital | 21,894,000 | 21,899,000 | 21,865,000 | 21,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,343,000 | 6,270,000 | 9,068,000 | 11,616,000 |
| Interest expense | 791,000 | 1,433,000 | 2,058,000 | 2,652,000 |
| Net interest income | 2,552,000 | 4,837,000 | 7,010,000 | 8,964,000 |
| Noninterest income | 3,268,000 | 4,172,000 | 5,638,000 | 6,474,000 |
| Noninterest expense | 3,165,000 | 6,525,000 | 9,663,000 | 13,097,000 |
| Provision for loan losses | 250,000 | 475,000 | 1,615,000 | 1,923,000 |
| Pretax income | 2,405,000 | 2,105,000 | 1,466,000 | 514,000 |
| Income tax | 831,000 | 675,000 | 394,000 | -3,000 |
| Net income | 1,574,000 | 1,430,000 | 1,072,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,394,000 | 19,281,000 | 18,729,000 | 17,697,000 |
| Total capital | 25,099,000 | 24,825,000 | 24,174,000 | 23,093,000 |
| Risk-weighted assets | 199,068,000 | 185,830,000 | 177,603,000 | 173,784,000 |