Call reports 2010
FIRST STATE BANK AND TRUST — 2010
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 323,240,000 | 310,757,000 | 295,570,000 | 287,512,000 |
| Total loans | 240,913,000 | 234,445,000 | 219,471,000 | 211,380,000 |
| Allowance for loan losses | 4,374,000 | 8,732,000 | 5,278,000 | 5,144,000 |
| Securities available for sale | 23,467,000 | 25,835,000 | 26,060,000 | 18,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,049,000 | 265,317,000 | 254,341,000 | 248,482,000 |
| Interest-bearing deposits | 239,629,000 | 230,675,000 | 225,576,000 | 220,916,000 |
| Noninterest-bearing deposits | 32,420,000 | 34,642,000 | 28,765,000 | 27,566,000 |
| Equity capital | 26,149,000 | 24,047,000 | 23,463,000 | 20,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,054,000 | 7,707,000 | 11,553,000 | 15,180,000 |
| Interest expense | 1,275,000 | 2,465,000 | 3,534,000 | 4,467,000 |
| Net interest income | 2,779,000 | 5,242,000 | 8,019,000 | 10,713,000 |
| Noninterest income | 847,000 | 1,805,000 | 2,810,000 | 3,664,000 |
| Noninterest expense | 3,521,000 | 7,403,000 | 11,253,000 | 17,579,000 |
| Provision for loan losses | 460,000 | 5,387,000 | 6,668,000 | 6,819,000 |
| Pretax income | -355,000 | -5,743,000 | -7,092,000 | -9,682,000 |
| Income tax | -164,000 | -2,177,000 | -2,711,000 | -2,808,000 |
| Net income | -191,000 | -3,566,000 | -4,381,000 | -6,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,161,000 | 19,131,000 | 18,279,000 | 17,790,000 |
| Total capital | 30,195,000 | 26,161,000 | 25,133,000 | 24,556,000 |
| Risk-weighted assets | 241,393,000 | 236,719,000 | 225,900,000 | 218,882,000 |