Call reports 2009
FIRST STATE BANK AND TRUST — 2009
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 326,060,000 | 326,006,000 | 325,205,000 | 321,448,000 |
| Total loans | 257,728,000 | 257,604,000 | 253,789,000 | 248,359,000 |
| Allowance for loan losses | 4,376,000 | 4,471,000 | 4,265,000 | 4,303,000 |
| Securities available for sale | 33,991,000 | 31,842,000 | 26,238,000 | 25,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,431,000 | 261,709,000 | 267,622,000 | 264,533,000 |
| Interest-bearing deposits | 218,569,000 | 224,649,000 | 234,744,000 | 234,291,000 |
| Noninterest-bearing deposits | 35,862,000 | 37,060,000 | 32,878,000 | 30,242,000 |
| Equity capital | 26,069,000 | 25,161,000 | 26,068,000 | 26,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,660,000 | 9,322,000 | 13,525,000 | 17,868,000 |
| Interest expense | 1,525,000 | 2,967,000 | 4,370,000 | 5,759,000 |
| Net interest income | 3,135,000 | 6,355,000 | 9,155,000 | 12,109,000 |
| Noninterest income | 899,000 | 1,898,000 | 3,041,000 | 4,022,000 |
| Noninterest expense | 3,393,000 | 6,980,000 | 10,310,000 | 13,534,000 |
| Provision for loan losses | 484,000 | 2,682,000 | 2,792,000 | 3,262,000 |
| Pretax income | 157,000 | -1,409,000 | -457,000 | -216,000 |
| Income tax | -5,000 | -647,000 | -522,000 | -507,000 |
| Net income | 162,000 | -762,000 | 65,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,207,000 | 22,288,000 | 23,119,000 | 23,348,000 |
| Total capital | 30,412,000 | 29,500,000 | 30,295,000 | 30,467,000 |
| Risk-weighted assets | 255,248,000 | 256,248,000 | 252,990,000 | 248,375,000 |