Call reports 2008
FIRST STATE BANK AND TRUST — 2008
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 317,881,000 | 312,338,000 | 321,918,000 | 324,775,000 |
| Total loans | 253,378,000 | 248,193,000 | 252,973,000 | 255,882,000 |
| Allowance for loan losses | 3,514,000 | 3,613,000 | 3,899,000 | 4,324,000 |
| Securities available for sale | 32,425,000 | 30,839,000 | 35,209,000 | 36,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,818,000 | 246,853,000 | 251,323,000 | 246,362,000 |
| Interest-bearing deposits | 219,327,000 | 214,757,000 | 217,102,000 | 207,693,000 |
| Noninterest-bearing deposits | 32,491,000 | 32,096,000 | 34,221,000 | 38,669,000 |
| Equity capital | 25,494,000 | 25,369,000 | 25,275,000 | 25,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,378,000 | 10,492,000 | 15,422,000 | 20,327,000 |
| Interest expense | 2,195,000 | 4,062,000 | 5,947,000 | 7,684,000 |
| Net interest income | 3,183,000 | 6,430,000 | 9,475,000 | 12,643,000 |
| Noninterest income | 790,000 | 1,656,000 | 2,568,000 | 3,430,000 |
| Noninterest expense | 3,082,000 | 6,134,000 | 9,503,000 | 12,701,000 |
| Provision for loan losses | 463,000 | 901,000 | 1,407,000 | 2,023,000 |
| Pretax income | 428,000 | 1,051,000 | 1,133,000 | 1,349,000 |
| Income tax | 104,000 | 279,000 | 253,000 | 275,000 |
| Net income | 324,000 | 772,000 | 880,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,674,000 | 22,930,000 | 22,844,000 | 23,040,000 |
| Total capital | 29,200,000 | 29,381,000 | 29,256,000 | 30,241,000 |
| Risk-weighted assets | 265,878,000 | 259,593,000 | 256,172,000 | 257,205,000 |