Call reports 2007
FIRST STATE BANK AND TRUST — 2007
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 316,940,000 | 318,929,000 | 321,970,000 | 315,933,000 |
| Total loans | 252,445,000 | 255,990,000 | 257,996,000 | 251,115,000 |
| Allowance for loan losses | 2,843,000 | 2,971,000 | 3,028,000 | 3,374,000 |
| Securities available for sale | 37,447,000 | 35,826,000 | 34,661,000 | 32,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,270,000 | 249,955,000 | 256,389,000 | 248,660,000 |
| Interest-bearing deposits | 212,603,000 | 214,561,000 | 224,429,000 | 217,374,000 |
| Noninterest-bearing deposits | 35,667,000 | 35,394,000 | 31,960,000 | 31,286,000 |
| Equity capital | 24,085,000 | 24,167,000 | 24,527,000 | 25,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,778,000 | 11,599,000 | 17,621,000 | 23,000,000 |
| Interest expense | 2,597,000 | 5,261,000 | 7,976,000 | 10,486,000 |
| Net interest income | 3,181,000 | 6,338,000 | 9,645,000 | 12,514,000 |
| Noninterest income | 624,000 | 1,313,000 | 1,992,000 | 2,780,000 |
| Noninterest expense | 2,736,000 | 5,454,000 | 8,343,000 | 11,092,000 |
| Provision for loan losses | 195,000 | 415,000 | 737,000 | 1,144,000 |
| Pretax income | 874,000 | 1,782,000 | 2,494,000 | 2,973,000 |
| Income tax | 268,000 | 536,000 | 711,000 | 839,000 |
| Net income | 606,000 | 1,246,000 | 1,783,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,689,000 | 22,112,000 | 22,208,000 | 22,567,000 |
| Total capital | 28,532,000 | 29,083,000 | 29,236,000 | 28,825,000 |
| Risk-weighted assets | 267,527,000 | 272,211,000 | 269,954,000 | 264,645,000 |