Call reports 2006
FIRST STATE BANK AND TRUST — 2006
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 301,748,000 | 310,973,000 | 315,107,000 | 319,023,000 |
| Total loans | 236,188,000 | 240,940,000 | 250,869,000 | 254,212,000 |
| Allowance for loan losses | 2,827,000 | 2,831,000 | 2,838,000 | 2,771,000 |
| Securities available for sale | 43,098,000 | 40,989,000 | 39,714,000 | 38,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,180,000 | 243,415,000 | 237,978,000 | 239,481,000 |
| Interest-bearing deposits | 206,644,000 | 208,447,000 | 203,102,000 | 205,524,000 |
| Noninterest-bearing deposits | 31,536,000 | 34,968,000 | 34,876,000 | 33,957,000 |
| Equity capital | 21,905,000 | 22,168,000 | 22,894,000 | 23,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,010,000 | 10,305,000 | 15,834,000 | 21,636,000 |
| Interest expense | 1,984,000 | 4,146,000 | 6,587,000 | 9,185,000 |
| Net interest income | 3,026,000 | 6,159,000 | 9,247,000 | 12,451,000 |
| Noninterest income | 593,000 | 1,241,000 | 1,891,000 | 2,542,000 |
| Noninterest expense | 2,640,000 | 5,261,000 | 7,973,000 | 10,591,000 |
| Provision for loan losses | 105,000 | 210,000 | 240,000 | 365,000 |
| Pretax income | 874,000 | 1,929,000 | 2,898,000 | 4,007,000 |
| Income tax | 275,000 | 615,000 | 925,000 | 1,289,000 |
| Net income | 599,000 | 1,314,000 | 1,973,000 | 2,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,710,000 | 20,248,000 | 20,722,000 | 21,275,000 |
| Total capital | 26,537,000 | 27,079,000 | 27,560,000 | 28,046,000 |
| Risk-weighted assets | 251,952,000 | 259,204,000 | 262,021,000 | 266,648,000 |