Call reports 2002
FIRST STATE BANK AND TRUST — 2002
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 171,688,000 | 176,663,000 | 209,301,000 | 199,300,000 |
| Total loans | 125,776,000 | 133,718,000 | 151,883,000 | 147,477,000 |
| Allowance for loan losses | 1,415,000 | 1,484,000 | 1,652,000 | 1,729,000 |
| Securities available for sale | 29,091,000 | 30,535,000 | 39,135,000 | 34,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,526,000 | 137,539,000 | 159,142,000 | 153,433,000 |
| Interest-bearing deposits | 118,981,000 | 117,980,000 | 137,298,000 | 132,729,000 |
| Noninterest-bearing deposits | 16,545,000 | 19,559,000 | 21,844,000 | 20,704,000 |
| Equity capital | 12,509,000 | 13,025,000 | 17,026,000 | 17,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,848,000 | 5,829,000 | 9,140,000 | 12,417,000 |
| Interest expense | 1,146,000 | 2,216,000 | 3,440,000 | 4,542,000 |
| Net interest income | 1,702,000 | 3,613,000 | 5,700,000 | 7,875,000 |
| Noninterest income | 382,000 | 860,000 | 1,481,000 | 2,528,000 |
| Noninterest expense | 1,640,000 | 3,315,000 | 5,217,000 | 7,278,000 |
| Provision for loan losses | 78,000 | 156,000 | 246,000 | 324,000 |
| Pretax income | 366,000 | 1,082,000 | 1,798,000 | 2,881,000 |
| Income tax | 97,000 | 327,000 | 548,000 | 904,000 |
| Net income | 269,000 | 755,000 | 1,250,000 | 1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,523,000 | 11,859,000 | 13,201,000 | 13,775,000 |
| Total capital | 12,938,000 | 14,843,000 | 16,353,000 | 17,004,000 |
| Risk-weighted assets | 127,908,000 | 137,165,000 | 153,599,000 | 154,710,000 |