Call reports 2001
FIRST STATE BANK AND TRUST — 2001
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 155,776,000 | 152,894,000 | 170,142,000 | 170,005,000 |
| Total loans | 112,940,000 | 116,986,000 | 120,419,000 | 124,113,000 |
| Allowance for loan losses | 1,205,000 | 1,243,000 | 1,321,000 | 1,362,000 |
| Securities available for sale | 24,542,000 | 21,777,000 | 26,927,000 | 28,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,750,000 | 118,967,000 | 135,605,000 | 135,253,000 |
| Interest-bearing deposits | 107,958,000 | 104,367,000 | 120,431,000 | 118,221,000 |
| Noninterest-bearing deposits | 13,792,000 | 14,600,000 | 15,174,000 | 17,032,000 |
| Equity capital | 11,555,000 | 11,804,000 | 12,138,000 | 12,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,138,000 | 6,317,000 | 9,492,000 | 12,550,000 |
| Interest expense | 1,521,000 | 2,927,000 | 4,337,000 | 5,598,000 |
| Net interest income | 1,617,000 | 3,390,000 | 5,155,000 | 6,952,000 |
| Noninterest income | 366,000 | 797,000 | 1,217,000 | 1,893,000 |
| Noninterest expense | 1,395,000 | 2,876,000 | 4,443,000 | 6,126,000 |
| Provision for loan losses | 60,000 | 120,000 | 198,000 | 255,000 |
| Pretax income | 528,000 | 1,191,000 | 1,731,000 | 2,464,000 |
| Income tax | 172,000 | 388,000 | 553,000 | 786,000 |
| Net income | 356,000 | 803,000 | 1,178,000 | 1,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,479,000 | 10,794,000 | 11,036,000 | 11,404,000 |
| Total capital | 11,684,000 | 12,037,000 | 12,357,000 | 12,766,000 |
| Risk-weighted assets | 112,221,000 | 114,809,000 | 121,446,000 | 126,615,000 |