Call reports 2002
TRUST COMPANY OF THE BERKSHIRES, NATIONAL ASSOCIATION, THE — 2002
What TRUST COMPANY OF THE BERKSHIRES, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,057,000 | 1,005,000 | 975,000 | 1,077,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 508,000 | 525,000 | 434,000 | 439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 565,000 | 522,000 | 475,000 | 312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,000 | 14,000 | 19,000 | 24,000 |
| Interest expense | 8,000 | 16,000 | 25,000 | 33,000 |
| Net interest income | -1,000 | -2,000 | -6,000 | -9,000 |
| Noninterest income | 195,000 | 381,000 | 561,000 | 750,000 |
| Noninterest expense | 268,000 | 527,000 | 785,000 | 1,194,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -74,000 | -148,000 | -230,000 | -453,000 |
| Income tax | -23,000 | -48,000 | -77,000 | -138,000 |
| Net income | -51,000 | -100,000 | -153,000 | -315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 377,000 | 326,000 | 274,000 | 157,000 |
| Total capital | 754,000 | 652,000 | 548,000 | 314,000 |
| Risk-weighted assets | 427,000 | 360,000 | 417,000 | 490,000 |