Call reports 2010
FIRSTBANK OF EL PASO COUNTY — 2010
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 159,119,000 | 155,810,000 | 158,639,000 |
| Total loans | 81,196,000 | 81,090,000 | 83,907,000 |
| Allowance for loan losses | 1,505,000 | 1,540,000 | 1,826,000 |
| Securities available for sale | 19,357,000 | 18,579,000 | 17,772,000 |
| Securities held to maturity | 42,996,000 | 40,782,000 | 38,329,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 143,051,000 | 141,214,000 | 144,515,000 |
| Interest-bearing deposits | 122,005,000 | 119,560,000 | 122,278,000 |
| Noninterest-bearing deposits | 21,047,000 | 21,654,000 | 22,237,000 |
| Equity capital | 12,614,000 | 12,858,000 | 12,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 2,011,000 | 4,012,000 | 6,010,000 |
| Interest expense | 279,000 | 534,000 | 767,000 |
| Net interest income | 1,732,000 | 3,478,000 | 5,243,000 |
| Noninterest income | 619,000 | 1,257,000 | 1,946,000 |
| Noninterest expense | 1,448,000 | 2,995,000 | 4,536,000 |
| Provision for loan losses | 369,000 | 427,000 | 740,000 |
| Pretax income | 534,000 | 1,313,000 | 1,913,000 |
| Income tax | 116,000 | 327,000 | 468,000 |
| Net income | 418,000 | 986,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 12,376,000 | 12,644,000 | 12,602,000 |
| Total capital | 13,431,000 | 13,686,000 | 13,657,000 |
| Risk-weighted assets | 83,982,000 | 82,856,000 | 83,595,000 |