Call reports 2009
FIRSTBANK OF EL PASO COUNTY — 2009
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,111,000 | 158,542,000 | 154,151,000 | 159,431,000 |
| Total loans | 69,900,000 | 75,408,000 | 73,472,000 | 76,430,000 |
| Allowance for loan losses | 981,000 | 1,149,000 | 1,106,000 | 1,153,000 |
| Securities available for sale | 19,239,000 | 19,311,000 | 19,610,000 | 19,691,000 |
| Securities held to maturity | 51,967,000 | 49,444,000 | 46,738,000 | 44,485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,722,000 | 136,755,000 | 136,852,000 | 146,175,000 |
| Interest-bearing deposits | 114,470,000 | 117,920,000 | 117,473,000 | 117,827,000 |
| Noninterest-bearing deposits | 19,252,000 | 18,836,000 | 19,379,000 | 28,348,000 |
| Equity capital | 10,089,000 | 10,730,000 | 11,828,000 | 12,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,197,000 | 6,260,000 | 8,267,000 |
| Interest expense | 518,000 | 943,000 | 1,329,000 | 1,668,000 |
| Net interest income | 1,562,000 | 3,254,000 | 4,931,000 | 6,599,000 |
| Noninterest income | 652,000 | 1,345,000 | 1,989,000 | 2,666,000 |
| Noninterest expense | 1,488,000 | 3,124,000 | 4,541,000 | 6,112,000 |
| Provision for loan losses | 145,000 | 330,000 | 313,000 | 388,000 |
| Pretax income | 581,000 | 1,145,000 | 2,066,000 | 2,765,000 |
| Income tax | 128,000 | 251,000 | 518,000 | 683,000 |
| Net income | 453,000 | 894,000 | 1,548,000 | 2,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,328,000 | 10,770,000 | 11,424,000 | 11,958,000 |
| Total capital | 11,330,000 | 11,803,000 | 12,421,000 | 12,993,000 |
| Risk-weighted assets | 79,937,000 | 82,522,000 | 79,603,000 | 82,660,000 |