Call reports 2008
FIRSTBANK OF EL PASO COUNTY — 2008
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 153,592,000 | 157,411,000 | 153,538,000 | 156,042,000 |
| Total loans | 57,744,000 | 63,355,000 | 65,644,000 | 67,998,000 |
| Allowance for loan losses | 633,000 | 715,000 | 797,000 | 860,000 |
| Securities available for sale | 28,387,000 | 26,235,000 | 21,063,000 | 19,957,000 |
| Securities held to maturity | 52,779,000 | 52,727,000 | 52,727,000 | 52,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,350,000 | 125,466,000 | 124,711,000 | 126,861,000 |
| Interest-bearing deposits | 107,527,000 | 102,564,000 | 102,620,000 | 108,180,000 |
| Noninterest-bearing deposits | 21,823,000 | 22,902,000 | 22,091,000 | 18,680,000 |
| Equity capital | 8,843,000 | 9,001,000 | 9,488,000 | 9,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,157,000 | 6,268,000 | 8,360,000 |
| Interest expense | 952,000 | 1,688,000 | 2,388,000 | 3,013,000 |
| Net interest income | 1,109,000 | 2,469,000 | 3,880,000 | 5,347,000 |
| Noninterest income | 655,000 | 1,385,000 | 2,115,000 | 2,794,000 |
| Noninterest expense | 1,474,000 | 3,014,000 | 4,339,000 | 5,730,000 |
| Provision for loan losses | 131,000 | 234,000 | 363,000 | 487,000 |
| Pretax income | 159,000 | 606,000 | 1,362,000 | 1,993,000 |
| Income tax | -25,000 | 58,000 | 258,000 | 404,000 |
| Net income | 184,000 | 548,000 | 1,104,000 | 1,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,470,000 | 8,835,000 | 9,390,000 | 9,874,000 |
| Total capital | 9,120,000 | 9,574,000 | 10,206,000 | 10,754,000 |
| Risk-weighted assets | 75,057,000 | 78,138,000 | 78,103,000 | 79,879,000 |