Call reports 2007
FIRSTBANK OF EL PASO COUNTY — 2007
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 130,675,000 | 135,223,000 | 139,631,000 | 146,334,000 |
| Total loans | 35,016,000 | 41,215,000 | 46,328,000 | 51,555,000 |
| Allowance for loan losses | 327,000 | 379,000 | 429,000 | 592,000 |
| Securities available for sale | 30,599,000 | 29,489,000 | 29,295,000 | 28,361,000 |
| Securities held to maturity | 49,665,000 | 51,535,000 | 51,508,000 | 52,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,507,000 | 123,744,000 | 128,506,000 | 130,215,000 |
| Interest-bearing deposits | 98,944,000 | 99,026,000 | 104,625,000 | 107,625,000 |
| Noninterest-bearing deposits | 23,563,000 | 24,718,000 | 23,881,000 | 22,590,000 |
| Equity capital | 7,341,000 | 7,231,000 | 8,098,000 | 8,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,499,000 | 5,422,000 | 7,427,000 |
| Interest expense | 920,000 | 1,914,000 | 2,992,000 | 4,056,000 |
| Net interest income | 779,000 | 1,585,000 | 2,430,000 | 3,371,000 |
| Noninterest income | 548,000 | 1,178,000 | 1,838,000 | 2,519,000 |
| Noninterest expense | 1,125,000 | 2,315,000 | 3,531,000 | 4,626,000 |
| Provision for loan losses | 16,000 | 79,000 | 142,000 | 327,000 |
| Pretax income | 186,000 | 369,000 | 595,000 | 937,000 |
| Income tax | 3,000 | -8,000 | 4,000 | 47,000 |
| Net income | 183,000 | 377,000 | 591,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,080,000 | 7,273,000 | 7,988,000 | 8,287,000 |
| Total capital | 7,413,000 | 7,660,000 | 8,430,000 | 8,894,000 |
| Risk-weighted assets | 52,387,000 | 56,464,000 | 62,709,000 | 68,192,000 |