Call reports 2006
FIRSTBANK OF EL PASO COUNTY — 2006
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 110,740,000 | 119,201,000 | 122,460,000 | 124,469,000 |
| Total loans | 29,628,000 | 32,555,000 | 33,041,000 | 33,010,000 |
| Allowance for loan losses | 261,000 | 285,000 | 315,000 | 318,000 |
| Securities available for sale | 27,577,000 | 26,405,000 | 28,810,000 | 28,723,000 |
| Securities held to maturity | 41,558,000 | 46,222,000 | 46,261,000 | 49,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,372,000 | 108,582,000 | 114,684,000 | 116,493,000 |
| Interest-bearing deposits | 78,670,000 | 83,036,000 | 88,718,000 | 93,022,000 |
| Noninterest-bearing deposits | 24,702,000 | 25,546,000 | 25,966,000 | 23,470,000 |
| Equity capital | 6,324,000 | 6,281,000 | 6,891,000 | 7,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,889,000 | 4,507,000 | 6,169,000 |
| Interest expense | 569,000 | 1,238,000 | 2,026,000 | 2,897,000 |
| Net interest income | 808,000 | 1,651,000 | 2,481,000 | 3,272,000 |
| Noninterest income | 500,000 | 1,047,000 | 1,612,000 | 2,191,000 |
| Noninterest expense | 1,041,000 | 2,083,000 | 3,183,000 | 4,287,000 |
| Provision for loan losses | 12,000 | 59,000 | 99,000 | 114,000 |
| Pretax income | 255,000 | 556,000 | 811,000 | 1,062,000 |
| Income tax | 28,000 | 74,000 | 102,000 | 122,000 |
| Net income | 227,000 | 482,000 | 709,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,182,000 | 6,438,000 | 6,665,000 | 6,896,000 |
| Total capital | 6,449,000 | 6,732,000 | 6,987,000 | 7,220,000 |
| Risk-weighted assets | 44,117,000 | 47,654,000 | 48,284,000 | 50,087,000 |