Call reports 2005
FIRSTBANK OF EL PASO COUNTY — 2005
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 90,584,000 | 92,493,000 | 96,616,000 | 105,947,000 |
| Total loans | 20,964,000 | 23,341,000 | 26,024,000 | 27,513,000 |
| Allowance for loan losses | 152,000 | 208,000 | 235,000 | 254,000 |
| Securities available for sale | 32,763,000 | 31,496,000 | 28,160,000 | 28,541,000 |
| Securities held to maturity | 25,341,000 | 25,303,000 | 30,408,000 | 37,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,927,000 | 84,465,000 | 88,829,000 | 96,295,000 |
| Interest-bearing deposits | 57,256,000 | 62,277,000 | 65,858,000 | 72,069,000 |
| Noninterest-bearing deposits | 21,672,000 | 22,188,000 | 22,971,000 | 24,226,000 |
| Equity capital | 6,659,000 | 6,935,000 | 6,625,000 | 6,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,139,000 | 3,322,000 | 4,596,000 |
| Interest expense | 248,000 | 566,000 | 949,000 | 1,429,000 |
| Net interest income | 775,000 | 1,573,000 | 2,373,000 | 3,167,000 |
| Noninterest income | 442,000 | 909,000 | 1,419,000 | 1,915,000 |
| Noninterest expense | 955,000 | 1,922,000 | 2,957,000 | 3,967,000 |
| Provision for loan losses | 5,000 | 73,000 | 107,000 | 145,000 |
| Pretax income | 281,000 | 511,000 | 752,000 | 994,000 |
| Income tax | 35,000 | 50,000 | 71,000 | 94,000 |
| Net income | 246,000 | 461,000 | 681,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,404,000 | 6,318,000 | 6,239,000 | 6,057,000 |
| Total capital | 6,556,000 | 6,526,000 | 6,474,000 | 6,311,000 |
| Risk-weighted assets | 35,723,000 | 37,221,000 | 39,660,000 | 42,360,000 |