Call reports 2004
FIRSTBANK OF EL PASO COUNTY — 2004
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 83,012,000 | 83,996,000 | 85,754,000 | 89,083,000 |
| Total loans | 17,761,000 | 18,428,000 | 19,319,000 | 20,444,000 |
| Allowance for loan losses | 169,000 | 166,000 | 146,000 | 149,000 |
| Securities available for sale | 46,333,000 | 44,158,000 | 43,308,000 | 41,706,000 |
| Securities held to maturity | 9,460,000 | 10,978,000 | 11,868,000 | 15,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,202,000 | 74,357,000 | 72,848,000 | 75,287,000 |
| Interest-bearing deposits | 52,037,000 | 53,742,000 | 51,941,000 | 54,254,000 |
| Noninterest-bearing deposits | 15,165,000 | 20,616,000 | 20,907,000 | 21,033,000 |
| Equity capital | 6,700,000 | 6,105,000 | 6,852,000 | 6,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,677,000 | 2,652,000 | 3,651,000 |
| Interest expense | 203,000 | 398,000 | 601,000 | 837,000 |
| Net interest income | 613,000 | 1,279,000 | 2,051,000 | 2,814,000 |
| Noninterest income | 418,000 | 862,000 | 1,310,000 | 1,769,000 |
| Noninterest expense | 805,000 | 1,688,000 | 2,667,000 | 3,738,000 |
| Provision for loan losses | -34,000 | -32,000 | -44,000 | -34,000 |
| Pretax income | 260,000 | 485,000 | 738,000 | 879,000 |
| Income tax | 42,000 | 68,000 | 93,000 | 75,000 |
| Net income | 218,000 | 417,000 | 645,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,904,000 | 5,970,000 | 6,198,000 | 6,156,000 |
| Total capital | 6,073,000 | 6,136,000 | 6,344,000 | 6,305,000 |
| Risk-weighted assets | 30,851,000 | 31,855,000 | 33,218,000 | 34,678,000 |