Call reports 2003
FIRSTBANK OF EL PASO COUNTY — 2003
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 70,902,000 | 79,333,000 | 79,114,000 | 78,372,000 |
| Total loans | 12,222,000 | 14,520,000 | 16,446,000 | 16,868,000 |
| Allowance for loan losses | 176,000 | 190,000 | 206,000 | 205,000 |
| Securities available for sale | 39,155,000 | 44,116,000 | 42,236,000 | 43,023,000 |
| Securities held to maturity | 8,380,000 | 8,828,000 | 8,851,000 | 9,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,275,000 | 67,110,000 | 71,382,000 | 68,826,000 |
| Interest-bearing deposits | 45,625,000 | 47,778,000 | 51,877,000 | 50,208,000 |
| Noninterest-bearing deposits | 18,650,000 | 19,332,000 | 19,505,000 | 18,617,000 |
| Equity capital | 5,665,000 | 5,789,000 | 5,942,000 | 6,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,490,000 | 2,209,000 | 2,963,000 |
| Interest expense | 205,000 | 425,000 | 639,000 | 844,000 |
| Net interest income | 545,000 | 1,065,000 | 1,570,000 | 2,119,000 |
| Noninterest income | 422,000 | 880,000 | 1,351,000 | 1,768,000 |
| Noninterest expense | 789,000 | 1,578,000 | 2,468,000 | 3,224,000 |
| Provision for loan losses | 52,000 | 67,000 | 90,000 | 104,000 |
| Pretax income | 126,000 | 300,000 | 363,000 | 559,000 |
| Income tax | 2,000 | 16,000 | -14,000 | 11,000 |
| Net income | 124,000 | 284,000 | 377,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,195,000 | 5,371,000 | 5,482,000 | 5,670,000 |
| Total capital | 5,371,000 | 5,561,000 | 5,688,000 | 5,875,000 |
| Risk-weighted assets | 26,165,000 | 28,761,000 | 29,929,000 | 29,781,000 |