Call reports 2002
FIRSTBANK OF EL PASO COUNTY — 2002
What FIRSTBANK OF EL PASO COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,839,000 | 59,426,000 | 64,530,000 | 67,947,000 |
| Total loans | 10,643,000 | 10,723,000 | 11,101,000 | 11,498,000 |
| Allowance for loan losses | 169,000 | 171,000 | 176,000 | 123,000 |
| Securities available for sale | 26,002,000 | 30,878,000 | 34,144,000 | 37,224,000 |
| Securities held to maturity | 6,321,000 | 7,352,000 | 7,906,000 | 8,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,377,000 | 53,427,000 | 55,466,000 | 59,506,000 |
| Interest-bearing deposits | 34,826,000 | 35,974,000 | 37,374,000 | 41,612,000 |
| Noninterest-bearing deposits | 10,550,000 | 17,453,000 | 18,091,000 | 17,894,000 |
| Equity capital | 4,681,000 | 5,267,000 | 5,664,000 | 5,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,372,000 | 2,119,000 | 2,928,000 |
| Interest expense | 215,000 | 410,000 | 604,000 | 814,000 |
| Net interest income | 452,000 | 962,000 | 1,515,000 | 2,114,000 |
| Noninterest income | 345,000 | 749,000 | 1,195,000 | 1,659,000 |
| Noninterest expense | 782,000 | 1,561,000 | 2,385,000 | 3,235,000 |
| Provision for loan losses | 31,000 | 44,000 | 66,000 | 33,000 |
| Pretax income | -16,000 | 106,000 | 259,000 | 505,000 |
| Income tax | -38,000 | -38,000 | -34,000 | -8,000 |
| Net income | 22,000 | 144,000 | 293,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,512,000 | 4,651,000 | 4,817,000 | 5,054,000 |
| Total capital | 4,681,000 | 4,822,000 | 4,993,000 | 5,177,000 |
| Risk-weighted assets | 22,974,000 | 24,108,000 | 25,568,000 | 26,155,000 |